Golf Ball Insurance Claims

The question of liability for errant golf balls hinges on whether the person or property that was damaged was actually on the course or simply nearby.

Golf ball insurance claims. If you have ever had the misfortune of being injured on a golf course you know it s a good idea to be aware of your surroundings at all times. One of the most common types of accidents on the course occurs when one player injures another. The court did however recognize exceptions to that general rule. Golf ball injuries and golf course liability who ever said that golf is not a contact sport has never been struck by a golf ball.

Accordingly the court decided that golfers assume the risk of being hit by a misaimed golf ball and cannot usually sue a golfer who makes a bad shot even if the golf ball causes a serious injury. Usually there is language in the documents that provide that owners assume all risks associated with errant golf balls and agree not to make any claims against the association developer golf. Most likely you will need to file a claim on your car insurance policy under comprehensive coverage if your vehicle is damaged at a baseball stadium or golf course. Insurance claims poured in.

Corine remande who had travelled from egypt to watch the tournament suffered a fractured eye socket and an explosion of the eyeball. Golf country club commercial general liability endorsement defines golf professionals tennis professionals and concessionaires as insureds and includes medical payments for club members and professional liability for your golf or tennis pros. The insurer denies the claim saying it was an accident and they don t pay for accidents like that. Golf course tee to green coverage pays for a covered loss to teeing grounds fairways and putting greens as well as miscellaneous golf course property including ball washers sprinkler systems benches and directional signs.

Exceptions to assuming the risks of golf. The golfer is sorry goes to his insurance company and turns in a liability claim. Coincidentally the house the golfer hit was also insured by the same company. Do you think this claim is covered by the ho policy.

You probably will not know who caused the damage and the stadium or course will not accept liability. Usaa alone saw more than 4 500 claims come in by mid afternoon thursday. At the ryder cup this year a spectator was hit in the eye and blinded by a golf ball after brooks koepka s tee shot on the sixth hole flew into the crowd of spectators. The courts have generally held that the driver of a golf ball is charged with the duty to exercise ordinary care for the safety.